Posts Tagged ‘pensioner’
ANSES Policy for Finance
ANSES been improving benefits and services for retirees, regarding loans to retirees by offering better protection to all who are beneficiaries for this is based on the Decree 246/11, it sets a ceiling on the total financial cost (CFT) which applies to loans that are mutual and cooperative organizations for retirees and pensioners, the ceiling remains at 5% above that for the Banco de la Nacion Argentina). In summary this means:
changes:
-The limits apply to new applications
-The rate shall not exceed 5 points of the National Bank
-There is a discount to be 30%
This part of ANSES policy regarding the controls that allow for greater transparency about discounts for retirees and pensioners. Before this is carried out a series of modifications in the control of the operations of these entities, so that from now on reinforcing the formal requirements in addition to a number of new checks and inspections, it is up to the entities involved and about credits. On the other hand, approved the grant free savings for pensioners and retirees.
The viability of the system according to the neoliberal
The problem “demographic” and the viability of the system according to the neoliberal Government, major trade unions and employers have adopted a reform of public pension system on the grounds that it is necessary to ensure the viability of long-term, risk as a result of increased life expectancy. That is, we assume the argument neoliberales1 who argue that the causes that require reform are “demographic”.
The longer life expectancy, they argue, means that increasingly there is a greater percentage of the population will be pensioners and therefore will reduce the number of workers per pensioner. Thus, a worker will have to bear a greater burden on their Social Security contributions in order to maintain the pensions of those who are retired. Therefore, the system is “unsustainable.”
Neoliberal Proposals
To ensure the “viability” of the public pension system have approved a reduction of pension expenditure in two ways: reducing the amount of pension receivable and reducing the number of years in which they receive a pension. That is, basically intended to strengthen the system impacting on expenditure and income.
The main action in this regard is the increased time for calculating the retirement age, currently located in the last 15 years and will increase gradually to 25 years, although the ultimate goal of the neoliberals would to be calculated on the entire working life. Each year extension represents a cut in pension spending 0.2% of GDP.
Another important step would be to increase the number of years needed to collect 100% of the pension, currently located in 35 years and has risen to 37 (when retirement occurs at age 67) or 38.5 years ( when retirement occurs at age 65), thereby reducing the pensions of many workers who will not reach the maximum set.
A proposal by the neoliberal finally not approved (at least for now) is to increase the minimum number of years to qualify for a pension, which is currently 15 years, although in the case of time workers part, which is applied a reduction coefficient, the required period reaches 20 years. This measure would deny the right to a contributory pension for many workers, especially women, since women workers have a percentage of part-time employment far superior to men. In addition, the machismo of our society has made them many women working lives (recognized) shorter as a result of care for children or dependents, so that these women workers have to endure a new discrimination at the end of their working lives .
The only action proposed by the Commission of the Toledo Pact aimed at increasing revenue was precisely the one which provides for increased spending. This is raising the maximum contribution base but change also raise the maximum pension that can be perceived, thus increasing inequality between and lower pensions and higher. However, nothing about it has been approved.